Everything in one gentle app

Stop dreading money stuff. Start feeling better about it.

Trickle meets you where you are — no judgment, no jargon, no guilt.

Bite-sized lessons that stick

86 lessons that fit your life. Budgeting to investing, a few minutes at a time. Mastered something? A refresher brings it back when it's due. That's how habits actually stick.

✓

The 50/30/20 Rule

Level 1 · 4 min

★

📘

Emergency Fund 101

Level 1 · 5 min

🔒

How Interest Actually Works

Level 3 · 5 min

Goals that move with you

Goals that grow with you. Emergency fund. First home. Early retirement. Set it, and Trickle helps you figure out the next step — every single week.

🛟

Emergency fund

$1,200 of $3,000 · by Dec 2026

40%$1,800 to go

Run the numbers before you decide

Finally — calculators that make sense. No spreadsheet skills needed. Try "what if I pay off this card first?" in the Money Lab and see the answer in real numbers.

⛏️ Debt Payoff — Avalanche vs Snowball Premium

Avalanche saves $1,84018 months faster

Ask Trickle how money works

Stuck on a concept? Ask. The Trickle chatbot explains and compares in plain English, grounded in the lessons — it never tells you what to buy, and it never reads your goals, moves or account data. 10 questions a month free; keep asking on Premium.

How big should my emergency fund be?

That is a great question. The Emergency Fund 101 lesson explains that the size of your fund depends on your specific stage and goal. A starter goal is 1 to 2 weeks of essential expenses, while an intermediate goal covers 1 to 2 months. The full goal is 3 to 6 months of expenses to protect against major disruptions like job loss…

Learn, a drop at a time

A few minutes. One idea. Doable every day.

86 bite-sized lessons, 11 levels, zero jargon. Start at budgeting basics. End up confidently planning your future. All free.

86 lessons, 11 levels — from first budget to retirement planning
Spaced refreshers so concepts actually stick
Free to start. Free forever. No card required.

📚 Level 2 · Smart Spending

✓

Mindful Spending

Mastered · 30 days ago

★

✓

Subscription Audit

Mastered · 14 days ago

★

📘

Cost Per Use

Up next · 4 min

🔒

Lifestyle Creep: The Silent Budget Killer

Unlocks next

The Money Lab

Run the numbers. Change the numbers. Run them again.

Seven simulators, all in plain English. Four are free. Three come with Trickle Premium. Results are illustrative estimates from the numbers you enter — education, not financial advice.

💡 What if… — pay off debt, save weekly or invest early, and see the future
🔮 Where am I heading — project your savings up to 20 years
🏖️ Retirement calculator — your number, the 25x rule
💸 Cost per use — is it actually worth it?
⛏️ Debt payoff — avalanche vs snowball, with your debt-free date Premium
🔥 FIRE simulator — when could you stop working? Premium
🎯 When will I reach my goal — plus scenario comparison and inflation in Where am I heading Premium

🔥 FIRE simulator · Premium

If you keep contributing $400/mo…

$847,320

projected at age 65 · 7% avg return

💡 Try — "What if I add $50/mo?"

Extra at 65

+$105,900

A friend who's read the books — not a coach, not a bank.

Trickle's tone is calm, specific, and human. We'll never shame you into a spreadsheet, yell about your latte, or dress up "portfolio diversification optimization" when "spread out your money" works just as well.

What we don't do

"Congratulations on your streak! 🎉🎉🎉"
"Record a financial transaction"
"Select goal from list"
"Projected balance: $5,200.00 over 24 months"

What you'll hear

"Nice — that's 4 days in a row."
"Log a move"
"Pick a goal that excites you"
"You'd have $5,200 in 2 years."

Built for the rest of us

If you've ever felt behind on money — you're who we built this for.

You already know money matters. You just haven't had a gentle place to start. That's Trickle.

Levels, from budgeting basics to life transitions

Money simulators — four free, three with Premium

Badges to earn as habits take root

4–6 min

Per lesson. A few minutes a day builds real momentum

Common questions

Good to know.

Is Trickle free?

Yes. Really. All 86 lessons, weekly nudges, logging your moves, streaks and badges, Insight reports, two goals at a time, four simulators and 10 Trickle chatbot questions a month — free, with no card and no catch. Trickle Premium adds the Debt Payoff, FIRE and When-will-I-reach-my-goal simulators, scenario comparison, more chatbot questions and unlimited goals. The price is shown in the app before you subscribe.

Does Trickle give financial advice?

Never. Trickle is education, not advice — a knowledgeable friend, not a financial advisor. The Trickle chatbot is an AI assistant grounded in our lessons: it explains and compares, and it never tells you what to buy. Your messages are processed by AI (Google Gemini, with Anthropic Claude as a fallback) and are not used to train AI models.

Do I need to connect my bank?

Nope. We never connect to your bank. You log moves yourself — it's a habit thing, not a data thing. What you log is saved to your Trickle account so it's there whenever you open the app; it's never shared with the chatbot or sold to anyone, and you can delete your account from Settings at any time. We erase your data within 7 days (backups clear within 30), keeping only the few records the law requires — see our privacy policy.

When does it launch?

Soon. Trickle is in final testing on iPhone and headed for the App Store, and we won't name a date until it's certain. Leave your email below and you'll get one message the day it's live. Android isn't available yet.

Who's behind Trickle?

Trickle is built by LANGLIGELANG LIMITED, a small team based in Aotearoa New Zealand. Reach us anytime at [email protected].

Be first to know when Trickle lands on iPhone.

Leave your email and we'll send one message the day Trickle is live on the App Store. That's it — no newsletter, no spam, no pressure.

One email at launch, no newsletter. Your address is used only to send it — stored by our website host and passed to our email provider for delivery — and removed whenever you ask: [email protected].